If you enjoy providing unsurpassed client service and value-added solutions that will enhance our clients’ and shareholders’ business success — all in a warm, supportive environment, we'd love for you to apply to join the team at First Security Bank of Nevada. We offer competitive salaries, an array of benefits, and opportunities for growth.

Current Openings:

• Senior Credit Adminstrator
• Senior Commercial Loan Officer
• Senior Accountant/Controller
• Commercial Loan Servicing Specialist

Benefits include:

• Medical/Dental/Vision Benefits
• Generous Vacation Time
• Sick Leave
• Short and Long-Term Disability
• Paid Holidays
• 401(k) Plan

Apply now by mailing your resume to First Security Bank of Nevada, 9130 W. Russell Road, Suite 300, Las Vegas, NV 89148 or by emailing it to jobs@fsbnv.com.

Senior Credit Adminstrator

Develops, maintains, and ensures knowledge as well as compliance with all Bank loan and regulatory guidelines and policies. Performs credit reviews of new and existing credits ensuring that the analyses and materials presented to the Loan Committee are accurate and reflect the credit risk of the credits. Prepares and updates various reports. Manages criticized and special assets in portfolio.

Primary Responsibilities

• Develops and maintains a working knowledge of all Bank loan and regulatory guidelines and policies. Creates, updates, and submits loan or related policies for approval.
• Responsible, along with other appropriate areas of the Bank, for achieving a satisfactory rating on audits performed by internal and external auditors and bank examiners of the bank’s lending and compliance practices.
• Performs ALLL (Allowance for Loan and Lease Losses) analysis.
• Prepares and/or updates various reports such as CRE Stress Test, Loan Concentration Summary, etc.
• Prepares appropriate reports to communicate the current status of commercial credits (both performing and non-performing) to management.
• Requests appraisal bids, engages appraisers, and reviews appraisals upon receipt.
• Manages criticized and special assets in portfolio.
• Assists management in the calculation of reserves associated with the commercial loan portfolio.
• Makes certain that the underlying value of all collateral is current and reliable, particularly for commercial credits determined to be a special mention or substandard.
• Timely, accurate, and effective communication to management of any potential material risks associated with existing commercial credits in the portfolio, including a recommendation for the appropriate course of action if warranted.

Minimum Requirements

• Bachelor’s degree or equivalent combination of education and related experience required.
• Ten or more years of progressive, relevant commercial lending experience preferred.
• Mastered knowledge of compliance and risk, related state and federal laws and regulations, and other bank policies, procedures, and programs.
• Ability to gather and analyze information and data in order to summarize the data into relevant reports; very detail oriented and accuracy a must.
• Advanced math skills; ability to calculate interest and compute rate, ratio and percentages.
• Proficient working skills in Excel spreadsheets, Word processing, and other job specific software applications and internet research.
• Excellent organizational and time management skills; meets deadlines.
• Very strong verbal, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions; write reports, correspondence and procedures; and speak clearly to customers and employees.

As a premier community bank, we realize that our success is the result of the hard work and dedication of our people. We believe that embracing change, empowering our employees, and building a positive team environment are the foundation in achieving even more success with limitless possibilities.

Job Type: Full-time

Apply now by mailing your resume to First Security Bank of Nevada, 9130 W. Russell Road, Suite 300, Las Vegas, NV 89148 or by emailing it to jobs@fsbnv.com.

Senior Commercial Loan Officer

The Senior Commercial Loan Officer is responsible for soliciting, negotiating, underwriting and coordinating the closing of real estate and commercial loans in compliance with the Bank’s lending policies and procedures.  Additionally, the Senior Commercial Loan Officer develops business checking and deposit relationships with customers and promotes business for the Bank by maintaining good customer relations. 

Primary Responsibilities

• Engages in business development activities and solicitation of new business.
• Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
• Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
• Gathers and analyzes all information necessary to present a financing request to senior management or Director Loan Committee for approval; meets with existing or potential customers; visiting sites of loans; negotiates loan terms and conditions; refers and recommends approval to the Chief Credit Officer, CEO, and/or Director Loan Committee.
• Coordinates processing of approved loans; ensures loans are processed according to agreement, client needs and conform to Bank lending policies; obtains sufficient information and/or documentation from clients; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in accordance with agreements.
• Ensures proper collateral position is achieved.
• Negotiates, underwrites and processes renewals of credit facilities.
• Approves loan payments, draws from lines of credit, and fund transfers within specified limits.
• Contributes to the overall profitability of the Bank.
• Represents the Bank in various civic, community development, and CRA functions to further enhance the Bank’s image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena.
• Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
• Directly responsible in meeting annual deposit and loan growth goals assigned by senior management.
• Monitors assigned loan portfolio and follows up with clients to ensure adherence to financial covenants.
• Develops and maintains knowledge of Bank policy, financial industry, client industries, the general economy, market conditions, rates, vendors and competition; uses this knowledge to improve the renewal and loan servicing process.

Qualifications

• Bachelor’s degree or equivalent from an accredited college or university and five (5) years or more related experience and/or training; or the equivalent combination of education and experience.
• Work related experience should consist of:
• An in-depth background in commercial lending, including: soliciting, negotiating, underwriting and closing of commercial loans.  Experience in SBA lending a plus.
• Financial analysis, bank operations, and compliance.
• Demonstrated ability to analyze various financial statements, tax returns, cash flow, and business operations.
• Comprehensive working knowledge of Bank products, services and regulations and statutes associated with banking service and commercial loans.
• Working knowledge of Bank policies and procedures, and the Bank’s products and services
• Advanced experience, knowledge and training in all lending activities and terminology.
• Advanced knowledge of commercial, construction, and real estate loan processing.
• Ability to develop marketing and business development skills with clients.
• Exceptional oral, written and interpersonal communication skills.
• Exceptional organizational and time management skills.
• Ability to work with no supervision while performing duties.

As a premier community bank, we realize that our success is the result of the hard work and dedication of our people.  We believe that embracing change, empowering our employees, and building a positive team environment are the foundation in achieving even more success with limitless possibilities.

Job Type: Full-time

Apply now by mailing your resume to First Security Bank of Nevada, 9130 W. Russell Road, Suite 300, Las Vegas, NV 89148 or by emailing it to jobs@fsbnv.com.

Senior Accountant/Controller

Summary:

The ideal Senior Accountant/Controller will have substantial exposure to the monthly closing processes, forecasting/budgeting and financial statement preparation.  They must be organized and approach each issue with an analytical mindset.

The Senior Accountant/Controller will support the Chief Financial Officer; ensure the accuracy and timely completion of all financial reports, direct day-to-day accounting activities, and liaison with various departments throughout the organization.

Essential Functions:

• Coordinate the day-to-day accounting activities, including but not limited to the review of expenditures to ensure compliance with budgets.
• Manage the month-end close process, ensuring all business transactions are reported in accordance with generally accepted accounting principles, and certifications are completed on all balance sheet accounts.
• Assist the CFO in managing the Bank’s liquidity position by reviewing the daily cash position and ensuring that appropriate balances are maintained in correspondent accounts.
• Responsible for the preparation of various regulatory reports, maintaining 100% compliance record, ensuring that all reports are prepared accurately and within required timeframes.
• Assist in the preparation of the monthly board of director financial packages, budget process and ALCO.
• Subject matter expert and liaison with business units and information technology to ensure that financial systems can accommodate new products.
• Provide assessments and recommendations on matters affecting the profitability of the Bank by applying methods to analyze and extract required information beyond the capabilities of automated systems.
• Liaison with internal, external and regulatory auditors during review and audits to ensure full cooperation from finance staff and compliance with all requests.
• Responsible for gathering financial data for ad hoc requests. 

Minimum Requirements:

• 5+ years of professional accounting experience, preferably in Banking/Financial Services
• Bachelor’s degree in Accounting or related discipline required
• CPA strongly desired 

Job Knowledge/Work Experience:

• Successfully manage multiple priorities with quick turnaround
• Extreme attention to detail a must
• Advanced proficiency in Microsoft Office applications required (Excel, Word, PowerPoint)
• Excellent verbal, written and leadership skills a must 

As a premier community bank, we realize that our success is the result of the hard work and dedication of our people.  We believe that embracing change, empowering our employees, and building a positive team environment are the foundation in achieving even more success with limitless possibilities.

Job Type: Full-time

Apply now by mailing your resume to First Security Bank of Nevada, 9130 W. Russell Road, Suite 300, Las Vegas, NV 89148 or by emailing it to jobs@fsbnv.com.

Commercial Loan Servicing Specialist

The Commercial Loan Servicing Specialist is responsible for the boarding of new, renewal, and modified commercial loans (commercial real estate, commercial and industrial, construction, SBA, etc.); processing payments, loan advances, and payoffs; monitoring and updating financials, UCC, insurance, title, and provisional ticklers; and working daily reports. The applicant must understand the structure of business entities (corporations, limited liability, partnerships, etc.) and have a thorough understanding of bank loan documents and required entity documents for a specific transaction.

Essential Duties

1. Boards new, renewal, and modification commercial loans into the Bank’s core system. Disburses loan proceeds and processes fees.
2. Builds loan collateral tracking ticklers and assists Commercial Loan Officers in monitoring ticklers.
3. Responsible for administration of all types of commercial loans including tracking of title policies, UCC filings, insurance, financials, and all other required documentation.
4. Updates loan collateral tracking module in the core system as new information is received from borrowers and lenders.
5. Assists customers, internal and external, with loan questions and inquiries.
6. Processes loan payments.
7. Processes loan advances.
8. Processes payoffs, wire requests, and participation loans.
9. Provides support to the Lending Department, including special projects as assigned.
10. Processes non-originated credit requests.
11. Assists with daily audit reports of loan transactions.
12. Assists with weekly internal audit reports.
13. Performs department imaging and filing.
14. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
15. May represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business.
16. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations, and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct

Minimum Requirements

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• High school diploma or equivalent and two (2) or more years of work experience in a banking commercial loan department; or the equivalent combination of education, training, and experience. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be applicable to the financial industry.
• Strong verbal, written, and interpersonal communication skills, including the ability to apply common sense to carry out instructions, write correspondence, and speak clearly to customers and associates.
• Strong organizational and time management skills with a strong ability to prioritize and follow through on work assignments with minimal supervision.
• Demonstrates high level of accuracy and attention to detail.
• Functions well in a team environment; enthusiastic attitude.
• Ability to provide excellent customer service, both internal and external, and deal effectively and tactfully with a wide variety of customers.
• Thorough understanding of loan documentation and type of documents required for a specific transaction.
• Ability to work well under pressure and deadlines.
• Demonstrates dependable behavior through good attendance and adherence to department scheduling.
• Ability to exercise good business judgement and discretion to maintain absolute confidentiality over customer finances and other Bank business activities.
• Strong analytical and problem-solving skills relative to loan servicing.
• Basic knowledge of banking including loans, deposit operations, and terminology.
• Basic math and accounting skills.
• Basic computer skills, utilizing core system applications, spreadsheet, word processing, and industry specific software applications; internet skills.