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Rates


Rates Current as of September 1, 2011.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.

This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Laywers Trust Accounts ("IOLTA's").

It does not include other accounts, such as traditional Checking or Demand Deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov
Type Min. Opening Deposit Restrictions Interest
Rate
Annual Percentage Yield
Certificates of Deposit <$100,000*
3 Month $1,000 None .25% .25%
6 Month $1,000 None .35% .35%
12 Month $1,000 None .65% .65%
18 Month $1,000 None .67% .67%
24 Month $1,000 None .70% .70%
36 Month $1,000 None .75% .75%
Certificates of Deposit >$100,000*
3 Month $1,000 None .25% .25%
6 Month $1,000 None .35% .35%
12 Month $1,000 None .65% .65%
18 Month $1,000 None .67% .67%
24 Month $1,000 None .70% .70%
36 Month $1,000 None .75% .75%
*A penalty may be imposed for early withdrawal.
 
Type Min. Opening Deposit Service Charge /
Per Item Charge
Interest APY
Business Accounts
Business Advantage $2,500 $20/Month below $2,500.
$.15 per check over 25
None
Prime Business Advantage* $2,500 $20/Month below $2,500.
$.15 per check over 25
.25%
Business Advantage Plus $2,500 Account Analysis None
Business Money Market Advantage*
     > $0 to $2,500 $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.30%
     > $2,500 $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.30%
     > $25,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.30%
     > $50,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.40%
     > $100,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.50%
     > $250,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.75%
     > $1,000,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit
.85%
     > $2,000,000  $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.85%
Personal Accounts
Advantage Savings* $500 $5/Month below $500.
Over 6 withdrawals per month, $2/Withdrawal
.35%
Advantage One $500 $10/Month None
Prime Advantage* $2,500 $10/Month below $2,500 .15%
Prime Advantage Plus*
     < $5,000 $5,000 $20/Month below $5,000 .15%
     > $5,000 $5,000 $20/Month below $5,000 .15%
First Security Advantage* $500 None .15%
Money Market Advantage*
     > $0 to $2,500 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.25%
     > $2,500 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.25%
     > $25,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.25%
     > $50,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.35%
     > $100,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.45%
     > $250,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.70%
     > $1,000,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.75%
     > $2,000,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit
.75%
*The interest rate and annual percentage yield may change after account opening. Daily Collected Balance is the amount of principal that has final settlement in the account each day. Fees may reduce earnings on account.