Commercial Lending
Commercial
Term Loans
First Security Bank of Nevada
business term loans are available to businesses that
require either short-term or long-term financing. These
loans can be used to supplement a company’s working
capital, expand a current business, remodel operating
facilities, purchase equipment or for a variety of other
needs.
Commercial Line of Credit (LOC)
Business Lines of Credit are
available to take care of short-term borrowing
requirements. Typical uses include gapping seasonal
working capital requirements, taking advantage of trade
discounts, financing accounts receivables and inventory,
and to provide additional cash flow management.
Permanent Commercial Real Estate Loans
First Security Bank of Nevada offers
permanent real estate loans for most commercial use
product types. Let us show you how our permanent real
estate lending products can be adapted to fit your
borrowing needs. Let us also show you how our personal
service can enhance the lending process.
Construction Loans
First Security Bank of Nevada offers
a wide variety of construction loans for both commercial
use properties and single-family tract and custom
residential properties. Interest rates and terms are
flexible and very competitive. Upon completion of
construction, qualified construction loans may be
converted to a Conventional or SBA 504 Permanent Loan.
First Security Bank of Nevada’s real estate lending
experts are extremely responsive and can tailor our
construction products to meet an individual borrower's
needs.
Land Loans
First Security Bank of Nevada offers
land development loans for commercial development. This
loan type provides borrowers with the opportunity to
purchase either improved or unimproved property for
future commercial development. Flexibility and
responsiveness allow us to quickly provide a credit
decision and to facilitate loan funding. Timeframes are
immediately assessed and communicated.
SBA 504 Loans
Under the SBA 504 program, First
Security Bank of Nevada, in partnership with the Small
Business Administration, offers real estate secured
financing for the purchase, refinance or construction of
owner-occupied real estate. Our loan officers have
considerable experience in dealing with the nuances of
SBA lending and can assist borrowers throughout the SBA
504 lending process.
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